admin@bullisagency.com (952) 449-0089
Personal Insurance
Allow us to help solve your insurance problems or questions. We offer personal Home & Auto combined, Personal Umbrella, Life Insurance, and more. Find out why our carriers have better coverage than what your current policy might include.
Home Insurance
Your personal touch makes a house a home. At Bullis Insurance Agency, LLC we understand your home is a big commitment and the single largest investment of time and money you’re likely to make. That’s why you deserve our homeowner policy. Your property is covered for damage from all direct causes of loss, except those specifically excluded or limited in your policy. Your agent can customize your policy for your specific needs. You may purchase other coverages to increase your policy’s built-in coverage or to add coverage for your special belongings.
Auto Insurance
When you select our auto coverage you receive your financial seat belt, air bag and crash helmet all rolled into one. It protects you from financial bumps in the road.
- Bodily Injury Liability
Protects you against damages for which you are legally responsible because of a covered auto accident that causes bodily harm, including death, to others. - Property Damage Liability
Protects you against damages for which you are legally responsible for because of a covered auto accident that causes damage to another person’s property. - Personal Injury Protection
Pays for medical and related expenses for you, your family and other people in your car because of an auto accident that occurred. This means that you are covered regardless of who is at fault. - Collision Coverage
pays for damage to your insured auto when you have a collision with another vehicle or object.
- Uninsured Motorist Coverage
Pays for damages arising from bodily injury to you and your resident family members when another driver is legally responsible for the auto accident and does not have bodily injury liability coverage. - Underinsured Motorist Coverage
Pays for damages arising from bodily injury to you and your resident family members when another driver is legally responsible for the auto accident and does not have enough liability coverage to cover your bodily injury loss. - Other Than Collision Coverage
Pays for accidental direct damage to your insured auto as a result of a fire, theft, vandalism, breakage of glass and more.
Umbrella Insurance
Personal umbrella insurance protects you against covered losses exceeding the amount of liability insurance you have under your auto, condo, homeowners or tenants policy. In addition, the umbrella provides protection for some situations not covered by those policies. Your personal umbrella has built-in coverage for libel, slander, damage to someone else’s property in your care, accidents in a foreign country and even assault and battery to protect your life and property. Now you can fully enjoy your personal activities, recreational vehicles, house or condominium knowing that in many cases your insurance policy will respond when you are responsible for damage to others.
Our policies at Bullis Insurance Agency, LLC automatically provide $1 million in umbrella coverage, but higher limits are available in increments of $1 million. Your agent can help you determine the appropriate amount for your family.
Life Insurance
Life insurance can relieve you of the financial burden your loved ones may face in the event of your passing. Take some time to consider how much coverage you and your family need. Keep in mind any long and short term financial needs:
- Medical bills or other care expenses incurred prior to your death
- Funeral costs and estate taxes
- Remaining mortgage balance, unpaid loans and credit card debt
- Future costs to maintain your family’s lifestyle
- Funding your children’s education
Specialty Insurance
Some types of personal property have maximum sublimits on homeowner policies or may not be covered at all. This may include items such as jewelry, fine arts, furs, antiques, guns, boats, jet skis, snow mobiles, ATVs and classic cars, musical instruments, or other collections your family has accumulated. Insuring these items separately allows you to schedule each item at its specific value, receiving the best coverage possible.
